What I'm Doing Now

Last updated: September 2026

💻 Building cerfly.net

Building this very website with opencode — vanilla HTML, CSS, and JS. No frameworks, no fuss.

🤖 Learning Spanish

Learning Spanish day by day: a few new words, some listening, a bit of speaking. It's slow, but the accumulation is real.

Aprendiendo español día a día: unas palabras nuevas, algo de escuchar, un poco de hablar. Es lento, pero la acumulación es real.

📖 Reading

Four Thousand Weeks — Oliver Burkeman. It sounds like a productivity book, but it's the opposite: Burkeman makes the case that the average life is about 4,000 weeks, that no system will ever get you on top of your inbox, and that the real skill is accepting which things you'll miss. More useful to me than any time-management trick.

How to Simplify Your Life — Tiki Kustenmacher & Lothar J. Seiwert. Less a philosophy than a checklist: seven areas — things, money, time, health, relationships, partnership, yourself — each with concrete things to let go of. Some of it feels dated, but the habit of asking "does this need to be this complicated?" has stuck with me.

The Power of Habit: Why We Do What We Do and How to Change — Charles Duhigg. Every habit is a loop of cue, routine, reward — and you rarely destroy one; you replace it. Naming that loop is what lets you actually see your own habits instead of just trying harder. Since reading it, I catch more of my automatic behaviour at the cue, before the routine even fires. A small change, but it compounds.

Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence — Jacob Lund Fisker. The core argument is that your savings rate matters more than your income. Save the typical 10% and you spend roughly nine years working per year of freedom; push it towards 75% and a single working year buys you several years free — independence arrives in 5–10 years instead of 40. The math only works if spending, not earning, is the thing you optimize. But the book's real contribution isn't the number, it's the frame: treat a life as a system to be redesigned, not a budget to be endured. Choices should reinforce each other (live near work, walk or bike, cook from scratch), and skills are the asset you can't inflate away — insource what you pay specialists for. It reads denser than the blog-era money books it spawned, but it's the root they all grow from.

Retirement Fail: The 9 Reasons People Flunk Post-Work Life and How to Ace Your Own — Greg Sullivan. A financial advisor's case that it's rarely the portfolio that sinks a retirement — it's emotional decisions. A vacation home just beyond reach, subsidizing adult kids, skipping the insurance your advisor flagged. Nine common hazards, told through client stories instead of spreadsheets. Read it back-to-back with Early Retirement Extreme and you get the whole picture: the math buys your freedom, but the human decisions decide what you do with it.

🛠 Tools & Stack

Linux Mint with VS Code and git. opencode as my AI coding sidekick. Static HTML/CSS/JS for this site, Python for scripting and quick automation.